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Stick to my Budget
Career & Finance: Debt Management

Why do you want to do this?

Create financial stability so I can know where my money is going. The goal is to not be broke ever again.

What three things will you need to make this happen?

Only use my debit card this year

Create a budget that works for me without making myself feel as if I am being punished

Don't spend money on things I do not need

What is the biggest barrier to your achieving this?

Sudden emergencies.

3/9/2011 5:20:36 PM

Best of luck to you. I, too, am trying to find the balance in spending, so I can pay my debt and save some money.  

8/18/2011 8:07:21 PM

Do both! It works. Save up the max you can save while you pay a little over the minimum monthly payment for your debt. You debt will lower and your savings will grow enough to pay it all off in one bulk. I did this last year with my car payment. In 7 months I was car payment free. Make sure to cut as many bills as possible. Cable TV that you don't really watch, cell phones you don't really use, eating out knowing you can cook at home.

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