Hello Heath, how are you coming along with this goal so far.  It looks like you're working on two here - debt reduction and saving for a house - both of them are serious goals. I went through this process myself a few years back.  A method called the 'Snowball Plan' really worked for me.  There's also a story on my page if you'd like to read it too.  Here's a link to the article about the method.  Maybe you'll find some helpful information.  Have you sat down and gone through the outstanding balances to find out how much you're looking at?  That was the toughest step for me - getting an understanding of where I was financially - what an eye-opening experience.  Congratulations to you for facing this significant goal.    

http://www.daveramsey.com/article/get-out-of-debt-with-the-debt-snowball-plan/lifeandmoney_debt/