Congratulations on taking the first steps toward financial security.  Eliminating all consumer debt is a fantastic goal.  I went through this painful process myself a few years back.  The feeling of beating those credit cards was so overwhelmingly rewarding that I just had to post a story about it.  If you pop over to my portfolio page, you can read the story if you'd like.  A method called the 'Snowball Plan' really worked for me and perhaps you'll find some helpful tips to manage your credit card situation as well.  Have you sat down and made a list or a spreadsheet of all of the bills and outstanding blanaces yet?  Here's the link to help you get started:

http://www.daveramsey.com/article/get-out-of-debt-with-the-debt-snowball-plan/lifeandmoney_debt/

Thank you, I need to take a look at that link.

Welcome.  I'm sure you'll find something helpful there.  Here's another link too.  A few of the tips here saved us hundreds of dollars in the course of the month:

 http://www.circleofmoms.com/article.php?article_id=465&trk=digest_editorial_465&subj_id=274&email_enc=lc%252Bq1M6Yq5malpGmydXVoJqdzmbO2aA%253D&email_src=1305866754bdd526add15404a6a1a55eb24fda17cf&template_name=digest_weekly_2&has_fb=1