Career & Finance: Debt Management

Why do you want to do this?

So i can have better credit. My mom, with good intentions, tried to put some things in my name so I could build up credit after high school, but hard times fell upon her after my first year of college and it kind of went down hill. So now between me and her (mostly her though), we're working on paying these places off. July - Capital One PAID Sept - AT&T PAID Oct - CitiBank PAID ??? - Verizon .... ??? - Student Loans....

What three things will you need to make this happen?

Money

budgeting

What is the biggest barrier to your achieving this?

BUDGETING lol