Career & Finance: Debt Management

Why do you want to do this?

I don't want to keep paying interest to the banks and would like to start setting aside money for an emergency fund, travel, future children, and retirement.

What three things will you need to make this happen?

Analyze which credit cards to pay down first

Cut back on misc. expenses to filter that money towards paying off debt.

Start paying it down!

What is the biggest barrier to your achieving this?

We need to analyze our budget so we can cut out frivolous expenses and pay down our debts.